Debt financing (loans)

Advance Consulting is very successful in acquiring loans for companies and eligible organisations from various schemes that are designed to promote investment, innovation and trade.


Concessional loans
Advance Consulting can assist you in acquiring concessional (no collateral, subordinated, reduced interest, longer grace period and extended maturity) loans. Concessional loans may be available from financing institutions such as FMO, DEG, BIO, International Finance Corporation (IFC), InterAmerican Development Bank (IDB), African Development Bank, Asia Development Bank, and others, including programs funded by non-government organisations. We translate your ideas into a bankable business plan that meets the requirements of the particular financing organization and we support you in making a successful loan application on the best available terms.

Export financing
Advance Consulting can also assist in acquiring export financing on favourable terms, be it at the request of the supplier (exporter) or of the buyer (importer). Compared to local bank financing, the advantages of the export financing include the following:

 

  • the grace period and repayment term is much longer than local banks will accept
     
  • financing is less expensive than local bank financing
  • the arrangement provides liquidity that local banks may be lacking
  • high leverage: 85% of the transaction value can be financed.

 

In case of goods and services originating from the Netherlands, a Dutch commercial bank can finance the transaction on the strength of a guarantee by the buyer’s local bank (interbank loan agreement) or local government along with export credit insurance through Atradius, the Dutch export promotion agency.