The Dutch Trade and Investment Fund (DTIF) is a fund from the Dutch Ministry of Foreign Affairs to finance private sector investments in eligible countries. DTIF is funded by the Dutch Ministry of Foreign Affairs and is managed by the Netherlands Enterprise Agency (RVO).


Eligible applicants 
DTIF is available for international investment and export by Dutch companies. 


DTIF can finance up to €15 million by a loan and/or a guarantee. In case of a loan for an investment, DTIF generally funds 49% of the total financing. In case of a guarantee for an investment, the maximum is 60% of the financing. In case of export financing, up to 85% of the transaction may be covered.


Focus area 

The investment and/or export cannot alternatively be (fully) financed by commercial sources (read: commercial banks). DTIF is not allowed to compete with commercial financing sources but can only finance where (full) commercial financing is not available – due to a lack of collateral, for instance. DTIF financing cannot replace commercial financing that has already been extended for the same purpose.


Target countries 

All countries outside the Netherlands are eligible, excluding countries covered by sister programme Dutch Good Growth Fund (DGGF).


Terms and conditions

  • Interest rates are in line with the market. The interest rate on a DTIF loan would be equal to the interest rate charged by the applicant’s (Dutch) bank.
  • No collateral is required but the Dutch applicant company will be held liable for repayment.
  • The Dutch company must be financially sound, i.e. profitable with good long-term outlook).
  • A solid business plan demonstrates the capacity to repay the financing.
  • In case of a new investment, the Dutch company contributes at least 20% of the financing required in cash; in case of an existing participation, the equity investment of the Dutch company may be considered as well.
  • The Dutch company and the investment or export to be financed meet the criteria regarding social responsible entrepreneurship as defined by OECD.


The formal application process starts with a so-called quick scan. If positively evaluated by RVO, the applicant will be invited to prepare the application, which includes a business plan, among many other requirements. The entire process will generally take at least 6 months until the first disbursement. DTIF’s financial resources are limited and disbursed on a first come, first-served basis.

Why work with Advance Consulting?

  1.  We deal with funding programmes such as DTIF and fund managers such as RVO on a daily basis, so we have a deep understanding of how all of this can work in the best interest of your company.
  2.  Developing bankable business plans and finance applications for international investment projects is our core business.
  3.  You can benefit from the lessons we learned from other business finance cases, to optimize your proposition.
  4.  We may be able to advise on alternative or complementary financing options. We also can assist you in meeting the requirements of your bank to participate as a financier.
  5.  You can engage us on a result basis.

Contact Peter Bleeker ( for more information on The Dutch Trade and Investment Fund and to discuss the opportunity.